Online Banking Essay - 1500 Words.
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ONLINE BANKING is the banking service that allows the customers to conduct financial transactions on the computerized networks such as internet through secure website with a particular bank. Online banking has no physical presence so the customer can perform banking activities at any place which has got the internet network.
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Online Banking Fraud Suffers Increase - A. Presentation of the issue Online banking is a service that many modern banks provide now a day and with the passage of time more and more people are using this service (Anonymous, 2010) due to the commodity and convenience of doing payment transactions (Lanham, 2008) directly from their homes instead of going to an actual bank (Ponemon, 2005).
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E Banking. The usage of e banking by the enterprises came into existence in mid 90’s.e banking came into existence in greater numbers because of low operating costs. First it is in the form of ATM’s and phone transactions. Recently it transformed to internet a new channel between customers and banks which benefits both.
Online-banking is the automated delivery of new and traditional banking products and services directly to customers through electronic, Interactive communication channels. Online-banking includes the systems that enable financial institution customers.
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In addition online banking services also benefit the business to business sector in the financial industry. According to Mester (2001), by 1998, 86 percent of households used some form of e-payment system with ATMs and direct deposit being the most widely used, and the growth of retail e-payment is being driven by the increased use of credit cards, which is the second most popular means of non.
Get your free Banking essay sample now! A free database of Banking papers. Join our largest peer essay sharing community. Get your free Banking essay sample now! Back to categories. Higher Interest Rates Point to More Bank Profits. In the recent past, interest rates have become an important factor in the running of commercial banks.
